For years, XRP has been one of the most talked-about cryptocurrencies in the market, both for its potential and for the legal drama that surrounded it. Now that Ripple’s long-running lawsuit with the U.S. Securities and Exchange Commission (SEC) is finally nearing resolution, many investors are asking the big question — will XRP go up, and could it actually reach $10 in the coming years? While the optimism in the XRP community is strong, it’s important to look at the facts, market trends, and realistic possibilities before making bold predictions.

The Ripple Lawsuit: A Turning Point for XRP

The SEC lawsuit has been one of the biggest challenges XRP has ever faced. For nearly three years, Ripple fought allegations that it sold XRP as an unregistered security. This uncertainty caused many exchanges to delist the token, limiting trading volume and scaring off potential investors. But as Ripple secured partial legal victories and regulatory clarity improved, sentiment around XRP began to shift. The market started to recognize that a clearer legal status could open the door for institutional investors to re-enter, potentially giving XRP the momentum it needs to grow.

With the lawsuit mostly behind it, XRP now stands in a stronger position than it has in years. If Ripple continues to expand its partnerships with banks, payment providers, and fintech companies around the world, demand for XRP could rise steadily. However, while legal clarity removes one major obstacle, it doesn’t guarantee an immediate price explosion — market growth will still depend on adoption, utility, and overall crypto sentiment.

Why Some Believe XRP Could Reach $10

The idea of XRP hitting $10 has been floating around for years, especially among long-term holders. Supporters argue that XRP’s strong fundamentals make it more than just another altcoin. Its main use case — facilitating fast and cheap cross-border payments — gives it real-world value, something that many cryptocurrencies still lack. Ripple’s technology allows financial institutions to transfer money globally in seconds, with minimal fees, using XRP as a bridge currency.

If major global banks and payment networks adopt Ripple’s system at scale, the demand for XRP could surge. Increased usage would mean higher transaction volume, reduced circulating supply, and potentially higher prices. In a bullish market, where investor confidence is high and Bitcoin leads another rally, it’s possible that XRP could experience significant upward momentum. Under ideal conditions, this could bring it closer to that ambitious $10 target.

A More Realistic View of XRP’s Future

However, a realistic outlook suggests that while XRP has potential, reaching $10 might not happen overnight. XRP’s current market capitalization would have to multiply several times to reach such a price, which would place it among the world’s largest financial assets. For that to happen, Ripple’s network would need massive adoption across global banking systems, as well as continued positive sentiment in the crypto market as a whole.

The next bull run — expected to be influenced by Bitcoin’s halving and increased institutional participation — could help lift XRP’s value. Many analysts predict XRP could trade between $2 and $5 in an optimistic scenario over the next few years. While this may seem modest compared to $10, it still represents a significant return for investors who believe in the project’s long-term vision.

Key Factors That Could Drive XRP’s Price

XRP’s growth depends on several major factors. The first is regulatory clarity, which has already improved after Ripple’s partial victory. The second is adoption, especially among banks and international payment platforms. Ripple’s partnerships in Asia, the Middle East, and Latin America show growing trust in its blockchain-based solutions. The third is market sentiment, as the overall crypto environment strongly influences XRP’s price movements.

Another potential catalyst is technological development. Ripple’s ongoing improvements to its payment network and possible integration with central bank digital currencies (CBDCs) could position XRP as a bridge asset between traditional finance and digital money. These developments would increase XRP’s visibility and utility, strengthening its long-term value.