Udyam Annexure Certificate Role for MSMEs

Micro, Small, and Medium Enterprises (MSMEs) have become important pillars of India’s industry. To provide strength to MSMEs, the Udyam Registration System came into existence in the year 2020 (1 July). By registering your business in this system, businesses receive a Udyam Registration Number (URN). In addition to that, the Udyam Annexure Certificate is also issued to your registered business; that is also one of the important documents.

Both certificates have significant importance in the year 2025. It is used widely to avail various government benefits, authenticity, and bank credit. Next we discussed in detail why every MSME needs the Udyam Annexure Certificate or why the Udyam Annexure Certificate is crucial for every business registered under MSME.

What Is The Udyam Annexure Certificate Or MSME Certificate?

The Udyam Annexure certificate has different names, like MSME Certificate, MSME Registration Document, or Proof. The MSME Certificate is a crucial and updated document, issued after completing MSME registration or modification under the Udyam portal.
It included details: 

• Udyam Registration Number (19-digit Number)

• Enterprise Name (Business Name)

• Category of Business (Micro, Small, Medium)

• Types of Organisation (proprietorship, partnership, etc.)

• PAN of Owner or Enterprises

• Masked Aadhar Number

• Date of Incorporation or   Date

• Registered Address / State / Districts

• Enterprises Activity (Manufacturing, Service, or Both)

• National Classification Code (NIC codes)

• Number of Employees 

• Annual Turnover

• Registration Date and Time

• QR code

• Digital Certification link or verification link

This MSME certificate includes all the important information required to avail several benefits.

Importance Of MSME Certificate

1. Serves as an official verification document of MSME Recognition

• Government departments, like banks or private companies, are now asked for verified MSME documentation for processing.

• The Udyam Annexure is instantly authenticated by its QR code and updated MSME details.

2. Avoid delay in the process.

• Tender-related Applications

• Enterprise Partnership

• Compliance

• Subsidy-related Claim
  
  

Eligible to Avail Government Schemes And Subsidies

The Government of India offers several beneficial schemes exclusively for registered MSMEs.  To avail these benefits, the Udyam Annexure Certificate is required at the time of the verification process.

Key Schemes Linked With The Udyam Annexure Certificate 

1.  Credit Guarantee Fund Trust Scheme (CGTMSE)

·         Purpose: Get collateral-free loans

·         Importance of Udyam Annexure Certificate: Helps in loan approval

2.  Prime Minister’s Employment Generation Programme (PMEGP)

· Purpose: Give subsidized loans for new business setups.

· Importance of Udyam Annexure Certificate: Helps in eligibility verification

3.  MUDRA Loan Scheme

· Purpose: Small businesses get Kishor and Tarun loans.

· Importance of the Udyam Annexure Certificate: It helps with the identification and classification of your business.

4.  Credit Linked Capital Subsidy Scheme (CLCSS)

·  Purpose: Get subsidiary in upgradation of machinery

·  Importance of Udyam Annexure Certificate: Helps to identify business classification

5.  ISO Certification Reimbursement

· Purpose: Get reimbursement for the cost of ISO certification

· Importance of Udyam Annexure Certificate: Helps to identify your registered business.

6.  Trademark or Patent Subsidy Scheme

· Purpose: Get help in IPR registration

· Importance of Udyam Annexure Certificate: Helps to get avail this scheme

7.  Interest Subvention Scheme for MSMEs

·  Purpose: Get discount on bank loans

·  Importance of Udyam Annexure Certificate: Help to identify the proof of status

8.  GeM MSME Benefits

·  Purpose: Preference in Tender

·  Importance of Udyam Annexure Certificate: Help to verify your MSME

9.  NSIC Schemes

·   Purpose: Get assistance in marketing & raw material

·   Importance of Udyam Annexure Certificate: For verification for registration

10.  State-level Electricity Bill Concession

·    Purpose: Discount on electricity bills

·   Importance of Udyam Annexure Certificate: To start, claiming MSME certificate

Without a valid Udyam Annexure or MSME certificate, many MSMEs failed to apply or faced rejection during the processing of documents.

Why Institution Asked for an MSME or Udyam Certificate

• It helps to find the category of your business.
  
  

• It help to determine loan eligibility for your business
  
  

• Compliance with RBI’s MSME lending guidelines

• Boost professional business image

• Chances of collaboration

• Build confidence among investors.

• Avoid the risk of fraudulent documents.

Hence, the certificate increases credibility, so the chances of faster loan approval and lower interest and credit limits also increase.

Conclusion

The Udyam Annexure Certificate, or Udyam MSME Certificate, is one of the crucial documents to avail different benefits of the scheme that we discussed. Whether you are applying for government schemes, applying for a bank loan, participating in tenders, or looking to build business credibility, this certificate has a crucial role for this.

MSME: If you want to grow and gain different benefits, whether related to policy or financial benefits, the Udyam Annexure Certificate or MSME certificate will become essential in 2025.

About the Author

Sandeep Kumar Sharma, who writes blog posts, articles, and content. He presents easy-to-understand, meaningful, and factual information about the subject.