In today’s fast-paced digital world, managing insurance policies through paperwork and physical files is no longer practical. Policyholders often struggle with misplaced documents, missed premium due dates, and confusion around policy details. To eliminate these challenges, Centrico Insurance Repository Limited (CIRL) offers a secure, government-approved digital solution that simplifies insurance management through its Electronic Insurance Account (eIA).

With CIRL’s eIA and servicing portal, you can check your insurance policy online using CIRL portal, digitize physical policies, pay premiums seamlessly, and manage your entire insurance portfolio from one place.

Why Digital Insurance Management Is the Future

Insurance is meant to provide financial security—but managing it shouldn’t feel complicated. Whether you hold life, health, or motor insurance, digital access ensures transparency, convenience, and peace of mind.

With CIRL’s platform, you can:

• Eliminate paperwork

• Securely store all policies online

• Track premiums and renewals

• Access policy information anytime, anywhere

All this is possible through an IRDAI-approved Electronic Insurance Account, operated by licensed insurance repositories like CIRL.

What Is an Electronic Insurance Account (eIA)?

An e-Insurance Account for policy management is a centralized digital repository where all your insurance policies are stored electronically. It is regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and offers a secure, paperless way to manage insurance.

With one eIA, you can store policies issued by different insurance companies—life, health, and motor—all under a single account.

Key Features of eIA

• Single Digital Account – One account for all insurance policies

• Paperless & Secure – Bank-grade encryption and secure access

• 24/7 Access – View and manage policies anytime

• Automatic Policy Updates – Changes reflect instantly across insurers

• Nominee Accessibility – Faster and smoother claim settlement

• IRDAI-Approved – Government-authorized and reliable

Check Your Insurance Policy Online Using CIRL Portal

With CIRL’s eIA servicing portal, policyholders can easily
👉 check your insurance policy online using CIRL portal
without visiting insurer offices or searching through files.

The portal allows you to:

• View complete policy details

• Verify coverage and benefits

• Track insurer information

• Ensure nominee details are accurate

This feature empowers policyholders to stay informed and make confident financial decisions.

Upload Policies to e-Insurance Account with Ease

Still holding physical policy documents? CIRL makes it easy to
👉 upload policies to e insurance account
and convert them into a secure digital format.

Digitization Process

1. Submit your policy number and insurer name

2. Policy verification by CIRL

3. Digital conversion into your eIA

4. Access policies anytime, anywhere

Available Policy Types

• Life Insurance

• Health Insurance

• Motor Insurance

This process is completely free, environment-friendly, and eliminates the risk of document loss.

Transform Your Physical Policies into Digital Format

Paper policies are vulnerable to damage, misplacement, and wear over time. CIRL helps you
👉 Transform Your Physical Policies into Digital Format
with a secure, government-approved process.

Benefits of Digital Policy Conversion

• Secure backup of all documents

• Easy policy retrieval

• Faster claims processing

• Eco-friendly and paperless

• Centralized policy management

Once digitized, your policies are automatically updated whenever insurers make changes.

Store All Your Insurance Policies Online Securely

With an eIA, you can
👉 Store all your insurance policies online
in one centralized digital account.

No more searching through drawers or folders—your policies are protected with:

• Bank-grade encryption

• Two-factor authentication

• Secure access controls

• Regular system audits

Your insurance data remains confidential, protected, and accessible only to authorized users.

Track & Pay Insurance Premiums Fast with Bharat Connect

Missed premium payments can lead to policy lapses. CIRL solves this problem by enabling users to
👉 Track & Pay Insurance Premiums fast
through its Bharat Connect Premium Payment Platform.

Payment Options

• UPI

• Net Banking

• Credit/Debit Cards

Key Features

• Instant payment confirmation

• Auto-generated receipts

• Premium payment history

• Premium calculator

• Fraud protection & transaction monitoring

This ensures quick, secure, and hassle-free premium payments—all in one place.

Manage Your Insurance Portfolio Digitally

An eIA allows you to
👉 Manage your insurance portfolio digitally
without juggling multiple insurer portals or documents.

With CIRL’s eIA servicing portal, you can:

• View all active policies together

• Track renewal dates

• Update personal details

• Change nominees easily

• Simplify policy servicing

This centralized approach saves time and eliminates confusion.

Additional Benefits of CIRL eIA Services

Absolutely Free

• Zero account opening charges

• No maintenance fees

• No hidden costs

Government-Approved & Secure

• IRDAI-regulated

• Licensed insurance repository

• Secure & compliant infrastructure

Faster Claims & Servicing

• Easy nominee access

• Quick retrieval of policies

• Simplified claim support

Know Your Insurance Policy with Expert Support

Through its partnership with Insurance Samadhan, CIRL also offers policy analysis services that help you understand:

• Policy terms & conditions

• Coverage details

• Claim process

• Benefits & exclusions

You can access expert assistance via live chat, video consultations, and personalized advice—helping you make informed decisions about your insurance.

How to Open an Electronic Insurance Account with CIRL

Opening an eIA is quick and completely digital:

1. Fill in basic personal details

2. Verify email and mobile number

3. Complete e-KYC

4. Receive your unique eIA number

5. Map your insurance policies

The entire process is paperless and takes only a few minutes.

Important Notice for Policyholders

✔ eIA account creation is completely FREE
✔ No account opening charges
✔ No maintenance fees
✔ Secure, government-approved service

Do not pay anyone for opening an eIA.

Conclusion: One Platform, Complete Insurance Control

CIRL’s Electronic Insurance Account and digital servicing portal redefine how insurance is managed in India. From helping you check your insurance policy online using CIRL portal to allowing you to upload policies to e insurance account, pay premiums instantly, and store all your insurance policies online, CIRL delivers a truly paperless and stress-free experience.

If you want security, transparency, and convenience—CIRL’s eIA is the smartest way to manage insurance in the digital age.

👉 Start your journey today and experience hassle-free insurance management with CIRL.